Your designer and companion for the digital transformation

It is no longer a question of just making the external appearance of financial institutions more digital. Digital transformation includes: identifying hidden potentials, making processes even more efficient and introducing innovative solutions. We are committed is to accompany you throughout this transformation process – which, in addition, involves a cultural change in your company.

End-to-End Digitalization

By transforming processes, we ensure the long-term success of financial institutions.

Leading-Edge Expertise

We offer a focused range of consulting services for digital business consulting, regulatory consulting and the development of financial market infrastructures.


Group of Experts

Our boutique approach is built by our highly specialized team of hand-picked, experienced consultants who have industry-specific know-how and will convince you with their digital mindset.

Neat Solutions

In order for you to emerge as the winner of this transformation process, we rely on NEAT Solutions. BECAUSE NEAT describes how our digital solutions are: appealing, elegant, accurate and well structured.


22nd – Martin Steger

Martin Steger

PARTNER twentysecond AG

Martin Steger brings more than 15 years of banking experience in various management positions. When advising numerous financial services companies, his focus is on the implementation of digitization, regulatory projects and the transformation of private fiancial services business models. For example, he was responsible for setting up and successfully managing a new private banking unit at a Swiss private bank. He also led and advised on numerous M&A transactions with private banks and asset managers and was responsible for their subsequent integration. In addition to his engineering degree, he successfully completed his MBA studies at Oxford University.

22nd – Markus Melching

Markus Melching

PARTNER twentysecond AG

Markus Melching has more than 25 years of payments and banking experience in various management positions. His experience in projects ranges from Private and Retail Banks, BPO providers, Fintecs and payment service providers in Switzerland to global companies. His consulting focuses on the analysis of existing operations, back office and sales organizations, e.g. in the context of due diligence, as well as the subsequent implementation of performance and improvement measures. For example, he was responsible for setting up and successfully implementing a new central customer service center. In addition, he led and advised numerous M&A transactions on payment service providers and was responsible for their subsequent integration. In addition to his interdisciplinary doctorate (Finance & Psychology), he studied management at Harvard University and Artificial Intelligence machine learning at Stanford University.

22nd – Sebastian Fischer

Sebastian Fischer


As Managing Director of 22nd austria, Sebastian Fischer is responsible for both the Austrian and German markets. He has over 20 years of experience in banking consulting, including more than 10 years as Director and Senior Manager at KPMG in Austria and Switzerland. Here he primarily accompanied transformation projects in retail, corporate and private banking as well as numerous digitization agendas, especially in the regional banking sector. The change processes in the sales, operating and control processes of banks driven by digitization are also the focus of 22nd's activities. Sebastian Fischer holds a degree in business administration (FH), a Bachelor of Arts in Business Administration and a banker certificate (IHK).

22nd – Sebastian Wieser

Sebastian Wieser

SHAREHOLDER twentysecond GmbH

Sebastian Wieser specialises in data analytics and intelligent process digitalisation & automation. His experience includes projects focusing on the implementation of digital solutions for financial service providers in Austria, Switzerland, Germany and the Netherlands. He also focuses on the conceptual design and implementation of intelligent solutions at 22nd. In addition to a degree in Applied Economics from the University of Innsbruck, Sebastian Wieser holds a Master's degree in Econometrics from the University of Amsterdam.

22nd – Volker Rosenkranz

Volker Rosenkranz

SHAREHOLDER twentysecond GmbH

Volker Rosenkranz has many years of experience in banking consulting and IT systems. He focuses on the development of IT strategies and data architectures. While consulting on numerous banking projects, he brings experience in the development of IT architectures, the design of business and logical data models, the derivation of business requirements into technical data models and technical data integration. For example, he was project manager for embedding the monthly financial data (securities, derivatives and cash accounts) of an asset management company into the bank's data warehouse. The focus was on reducing risk-weighted assets by implementing a look-through approach. He completed his Bachelor and Master studies at the Vienna University of Economics and Business Administration.


twentysecond Switzerland

The headquarters of twentysecond is located in Baar in Switzerland and offers a broad consulting portfolio for cantonal banks and retail banking.

twentysecond AG

Oberallmendstrasse 18
CH-6300 Zug, Schweiz



Phone: +41 41 544 77 80

twentysecond Austria

22nd austria, based in Baden near Vienna, specializes in the digital transformation of Austrian primary and regional banks.

twentysecond GmbH

Kaiser-Franz-Ring 40/5,
2500 Baden, Österreich



Phone: +43 2252 931 808

We bring financial institutions and solution partners together

A solution is only well-functioning if it supports the end user in all his tasks. One of the most important prerequisites for end-to-end solutions is reliable partners. As your central implementation companion, we therefore also know the right solution partners for your business model and your specific challenges and bring them to the table already in the design phase. We have a well-rehearsed network in the context of numerous projects and find the right partner for your project in our ecosystem.


22nd is a consulting partner of Appway! Appway is a leading provider of digital client life cycle management and workflow automation solutions for financial services companies. Get to know Appway!


baningo optimizes online interactions with (new) customers with the “Consultant Finder”.  With baningo, financial institutions can quickly and easily win new customers and stay in touch with existing customers.


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Asteria stands for integrated solutions to help companies with banking.
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With emotion banking,® we bring customer perspective & emotion into our solutions.  Joint initiative: Corporate bank refocused //


The Camunda Workflow and Decision Automation Platform helps thousands of developers automate business processes to achieve the flexibility, visibility, and scalability essential to digital transformation.

Do you have any questions?

We shape the digital transformation with you.